Visit Our Mortgage Center for More Information, 1-Minute Pre-Qual, or to Apply!
Current Rates as of 11/20/2024
| Loan Program | Rate | APR | Points | |
|---|---|---|---|---|
| Elite Conf 30 Yr Fixed | 6.500 | 6.604 | 0.500 | |
| Elite Conf 15 Yr Fixed | 5.625 | 5.787 | 0.500 | |
| Elite High Bal 30 Yr Fixed | 6.500 | 6.594 | 0.500 | |
| Elite High Bal 15 Yr Fixed | 5.875 | 6.023 | 0.500 | |
| Prime Jumbo 30 Yr Fixed | 7.125 | 7.220 | 0.500 |
Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period,
And based upon the following loan amounts, LTV's & credit scores:
Elite Conforming: $500,000 / 70%LTV / 760 Credit Score
Elite Conf High-Balance: $766,551 / 70% LTV / 760 Credit Score
Prime Jumbo: $1,000,000 / 70% LTV / 760 Credit Score
The rates displayed are subject to change without notice.
We also offer a variety of other mortgage loan options to meet your needs.
Funding your American Dream begins with Low Rates with a mortgage from OMSEFCU
Whether you are a first-time buyer, upgrading to a new home or refinancing an existing home loan, we provide mortgages with competitive rates that suit your needs. Our mortgage partner, Varris Mortgage Solutions, is here to help you every step of the way.
- Choose from conventional mortgages, FHA Loans, Jumbo Loans, USDA Loans, VA/Cal/Vet Loans and First-Time Homebuyers' Loans
- Borrow funds through a Home Equity Line of Credit
- Refinance to secure a lower, fixed rate or to cash-out the equity you've built up in your home
- Consider a reverse mortgage if you are 62 years or older and own your home free and clear
- Membership discount for homeowner’s insurance
Contact Our Mortgage Experts Today!
Harris Wong
NMLS #354971
VARRIS Mortgage Solutions
888-9-OMSEFCU (966-7332)
T. 415-209-9500, x102
F. 415-209-9503Vincent Lucania
NMLS# 360333
VARRIS Mortgage Solutions
888-9-OMSEFCU (966-7332)
T. 415.209.9500 ext. 108
F. 415.209.9503
Ready to Apply?
For assistance or more details on the first and second mortgage loan products available, stop by our office, call our Loan Department at 909-983-1959, option 2 or contact us via our website here.
The Credit Union makes mortgage loans without regard to race, color, religion, national origin, sex, handicap, or familial status.